w The average flood insurance premium is only $324 a year.
w For homes in low-to-moderate-risk areas, flood insurance is available for just over $100 a year.
w There's a 30-day waiting period on new policies, so call Danner Insurance today.
FLOOD INSURANCE IS AFFORDABLE. FLOOD DAMAGE IS NOT.
w Floods are the most common of all natural disasters.
w Your homeowners insurance does not cover flood damage.
w You don't have to live near water to be at risk from flooding. Almost one-third of flood claims come from low-to-moderate-risk areas.
w If your home is in a high-risk area, you have a one to four chance of being flooded in a 30-year period, and your home is four times more likely to be damaged by flooding than fire.
FEDERAL FACTS
w Federal disaster assistance is only available if the President declares a disaster and less than 50 percent of all floods are declared disasters.
w Federal disaster loans must be repaid with interest. The interest alone costs more than the average annual flood insurance premium.
w All flood insurance in the U.S. is backed 100 percent by the federal government through the National Flood Insurance Program (NFIP).
FINANCIAL FACTS
w Flood insurance pays regardless of whether a disaster is declared.
w Your mortgage payments don't stop, even if your home is destroyed by a flood.
w Flood insurance is affordable. Flood losses are not.
Contact Danner Insurance for a quote on flood insurance.
